A “settlement” refers to collecting damages from a personal injury claim without going to court. There are two types of settlements: “lump sum” and “structured”. In a Lump sum settlement, the plaintiff (injured person) receives the entire amount upfront in one big payment. In a Structured settlement, the plaintiff receives some money up-front (to pay for things like medical bills, lost wages, special equipment and usualout-of-pocket expenses), and the remainder

Karen Joudrey is a tutor in Occupational Therapy at Dalhousie University in Halifax. She’s an expert in motor vehicle accidents (“MVA”), including whiplash and complex injuries. We asked Karen about common MVA injuries and different types of therapy. The “Big 3” MVA injuries involve the brain, spine and shoulder. If you look online, you’ll often see symptoms such as headaches, low back pain, numbness or tingling listed as “injuries” when

Do you have a claim? Typically you need to have suffered an injury or damages and a third party is at fault. Being able to actually recover compensation on the claim will often depend on whether an insurer or a third party with significant assets is available to respond to your claim. The amount of the claim is usually determined by either Settlement based on the amount of risk that