People are sometimes confused about what a Paralegal does, and how they differ from lawyers. In fact, many paralegals work alongside lawyers, on all types of cases. Paralegals work in courthouses, government offices, lawyers’ offices, and legal clinics. Paralegals can handle Small Claims Court civil suits, such as personal injury and disability cases, up to $25,000, including slip & fall. They can handle claims resulting from motor vehicle accidents and

The Registered Disability Savings Plan (RDSP) gives disabled adults, or the parents of disabled children, an easy and effective way to save and invest money for long-term security and peace of mind. Disabled people often have challenges finding a job, and often earn lower wages when they are working. Money invested in a RDSP grows tax-free, and you could qualify for government grants, too. In some cases, the government will

Theresa Tosh is a Vice-President and Certified Financial Planner at TD Wealth. John Osborne is a Chartered Investment Manager and Certified International Wealth Manager with Wise Advisory Group in Oakville. The Disability Tax Credit Theresa’s #1 piece of advice: Apply for the Disability Tax Credit (DTC) as soon as possible. The DTC reduces your income tax. It can be worth as much as $4,000 a year, depending on your province.

Karen Landry is a lecturer in Occupational Therapy at Dalhousie University in Halifax. She specializes in hand injuries. We asked Karen about different types of therapy, and the emotional effects of personal injury. Most people have heard of Physiotherapy, often to treat sports injuries. Occupational therapists assess your ability to return to work, then make a plan and schedule. They’re trained in ergonomics and other techniques to measure and assess

A “settlement” refers to collecting damages from a personal injury claim without going to court. There are two types of settlements: “lump sum” and “structured”. In a Lump sum settlement, the plaintiff (injured person) receives the entire amount upfront in one big payment. In a Structured settlement, the plaintiff receives some money up-front (to pay for things like medical bills, lost wages, special equipment and usualout-of-pocket expenses), and the remainder

Karen Joudrey is a tutor in Occupational Therapy at Dalhousie University in Halifax. She’s an expert in motor vehicle accidents (“MVA”), including whiplash and complex injuries. We asked Karen about common MVA injuries and different types of therapy. The “Big 3” MVA injuries involve the brain, spine and shoulder. If you look online, you’ll often see symptoms such as headaches, low back pain, numbness or tingling listed as “injuries” when

Do you have a claim? Typically you need to have suffered an injury or damages and a third party is at fault. Being able to actually recover compensation on the claim will often depend on whether an insurer or a third party with significant assets is available to respond to your claim. The amount of the claim is usually determined by either Settlement based on the amount of risk that