The Insurance Bureau of Canada recently released their annual fact book. This includes a cross-Canada comparison of auto insurance systems, summarized here plus our update for Alberta. Quebec and Manitoba have government-run pure no-fault insurance regimes, with no right to sue for pain and suffering, nor for economic loss in excess of no-fault benefits. British Columbia’s new no-fault system
Insurance Business Canada recently released the results of a large nation-wide survey of insurance companies and the lawyers they retain. The good news for plaintiff lawyers is that half (47%) of defence lawyers expect more work in the coming year, so you can too. The other half anticipates the same workload as this year; none expect their workload to decrease.
If any of your clients are receiving Ontario Disability Support Program benefits while waiting for an insurance settlement for personal injury, they might qualify for a loan from Nudorra Capital. Nudorra can lend up to ten per cent (10%) of the claim’s value, under certain conditions. Please note that we cannot lend funds on a Structured Settlement. The key is
In 2020, Alberta released a report that looked at auto insurance across Canada and in other countries. The panel of three experts recommended a no-fault auto insurance system, like that in British Columbia. This year, Quebec’s Panel of Experts on Automobile Insurance Contributions (Conseil d’experts sur les contributions d’assurance automobile) invited the public to voice their opinions on the amendments
A few years ago, we asked Ontario lawyers about the increasing difficulty of practising personal injury law, given the province’s changes to automobile insurance. Recent changes by the British Columbia and Alberta governments are creating similar problems for plaintiff personal injury lawyers in Western Canada. We interviewed Marc Spivak, a partner at Devry Smith Frank LLP in Toronto, for our
A growing number of people report serious long-lasting, debilitating effects from the COVID-19 virus weeks and months after infection. These people are known as “long-haulers”. Long-haulers are characterized as those who have been sick with COVID-19 symptoms for one month or more and continue to experience the impact of the virus in every aspect of their daily functioning. The number
Provincial governments across Canada are constantly looking for ways to reduce auto insurance rates. To do this, they have tried public and private insurance regimes, changed coverage and benefits, or instituted tribunals to streamline legal systems. British Columbia’s latest changes could tempt other provinces to significantly reduce injured plaintiffs’ access to justice. In 2020, BC’s NDP government introduced Bill 11,
For several years, personal injury lawyers representing plaintiffs have told us many reasons that cases take too long. Litigious insurance companies, requests for overly detailed medical reports, centralization of adjusters, armies of experts, and defence counsel delaying tactics have all been mentioned. In addition, the court systems in many provinces have suffered systemic problems for years. In British Columbia, a
Two provinces now have tribunals to handle some aspects of insurance disputes involving MVA personal injuries. British Columbia’s Civil Resolution Tribunal (CRT) was set up in 2016 to remove some small claims from the provincial court and some disputes from the B.C. Supreme Court. In 2019, the Attorney-General also moved minor personal injury claims (up to $5,000) out of court
A plaintiff has already suffered serious personal injury and endured the financial hardship that accompanied it, not to mention the stress of a daunting court case. Your client should not also have to absorb litigation loan costs, which are clearly the responsibility of the insurance company. Insurance companies use delaying tactics, not to accumulate more information about the file to
