On October 17, 2018, cannabis sale and use became legal across Canada in a regulated market. To prepare for this, new federal legislation passed in June 2018 to deter and detect those who drive while impaired, by alcohol, cannabis, or other drugs. There are three new offences of having prohibited blood drug concentrations within two hours of driving. There is
In our previous article, we looked at the rapid growth of After The Event (“ATE”) insurance and how it has evolved to a wide range of product offerings. When assessing ATE insurance products, there are many considerations. A good “all perils” policy should include: Cover Disbursements, Adverse costs, Arbitration costs, and Interim cost orders Give Delegated Authority to the
Nudorra Capital is promoting the use of ATE Insurance products through a strategic relationship we have with a licensed Insurance Broker. The overwhelming advantages of costs, security, and protection, for both lawyer and plaintiff, speak for themselves. The most important attribute is that insurance companies are licensed and regulated, their capital is protected, and they have decades of global experience.
Changes to ODSP are still unfolding In late November, the Ontario government announced it is changing its definition for people qualifying for disability assistance. They had already announced they were cutting the Liberals’ 3% increase in social assistance to 1.5%. Lisa MacLeod, the Minister of Children, Community and Social Services, said the current social assistance system puts users in a
We wrote a well-received article in 2015 about the Registered Disability Savings Plan (RDSP). The RDSP gives disabled people and their families a way to save and invest money for long-term security. To qualify, the disabled beneficiary must be: Eligible for the Disability Tax Credit (DTC); Under age 60; and A resident of Canada with a valid social insurance
Across Ontario, Insurance and Indemnity companies are approaching lawyers for business. These products have some basic similarities. This has bred a lot of confusion about these products – lawyers (and even judges) have mistakenly used the term “insurance” to describe an indemnity product. THE BOTTOM LINE: Insurance policies have distinct advantages over Indemnity contracts. Insurance companies are licensed and regulated,
Most people are surprised to learn that the majority of personal injury cases never go to trial. The courts are backed up. Trials are risky and expensive. In fact, 90% of injury cases in Ontario settle before they go to trial; only about 2% of civil suits are tried in court. The alternatives to a trial include settlement discussions and
There is a fair degree of confusion around new legal insurance and indemnity products in Ontario. We researched the histories of these products, companies offering them in Ontario, and articles written by and about them. We also interviewed several prominent personal injury lawyers in Ontario. Adverse cost coverage is also known as “legal costs protection”. The products on the market
People are sometimes confused about what a Paralegal does, and how they differ from lawyers. In fact, many paralegals work alongside lawyers, on all types of cases. Paralegals work in courthouses, government offices, lawyers’ offices, and legal clinics. Paralegals can handle Small Claims Court civil suits, such as personal injury and disability cases, up to $25,000, including slip & fall.
The Registered Disability Savings Plan (RDSP) gives disabled adults, or the parents of disabled children, an easy and effective way to save and invest money for long-term security and peace of mind. Disabled people often have challenges finding a job, and often earn lower wages when they are working. Money invested in a RDSP grows tax-free, and you could qualify
